PayByMy.AI
Transactional AI for small business

Be on the cutting edge. Take payments from AI.

Your customers' AI assistants are starting to buy things for them. Be a store their agent can actually pay. Set up in minutes — Stripe settles the money, we handle the handshake, you just ship the order.

Setup
Minutes, not weeks
Payouts
Straight to your Stripe
Integration
Plugin or one API call
Trial
15 days free · cancel any time
Security & safety

Built so an agent can't hurt your pocketbook.

Agentic payments only work if the agent can't misuse them. These are the four guarantees baked into every transaction.

Zero PCI burden

No card data touches your servers.

Every charge is a Stripe destination charge. Your Connect account receives the funds; you never handle the card. PCI compliance stays where it always should — with Stripe.

Idempotent webhooks

Order completion is a single signal.

When payment_intent.succeeded fires, you get a webhook with the original order metadata you attached to the token. Deduplicated, signed, and replayable from the Stripe dashboard.

Agent consent

Only tokens the user authorized.

An AI can only pay if its session is bound to an allowlist that includes your merchant ID. Spam agents can't randomly charge your customers — we enforce the user's caps before the PaymentIntent is ever created.

Your money, your Stripe

Payouts go where you control.

Funds settle to the Stripe Connect account you own. You set your payout schedule, tax info, and dispute handling. We don't sit between you and your money.

How it works

Go from prompt to paid.

You issue a payment token. An agent pays the token. A webhook closes the loop. No card data ever touches your servers.

  1. STEP 01

    Issue a token

    Your order system calls POST /payment_requests with amount + metadata. We return an unguessable token.

  2. STEP 02

    Hand it to the agent

    You tell the user/AI: “pay this token to complete your order.” The agent now has everything it needs.

  3. STEP 03

    Agent pays via MCP

    The agent calls pay_payment_request(token, method). We create a Stripe PaymentIntent with transfer_data to your Connect account.

  4. STEP 04

    Webhook fulfils the order

    On payment_intent.succeeded we mark the request paid and fire a webhook to your endpoint. The order is completed.

Ready to take AI-driven orders?

Stripe Connect onboarding takes about two minutes. Test mode is on by default — hook it up, fire a test payment, then go live.

Pay By AI — AI agents pay merchants on your behalf